Apply for your Inter Card and find pre-approved credit.

Get your Inter card with available credit limit!

THE Inter Card It is gaining increasing popularity among Brazilians seeking... Ease, transparency, and a 100% digital bank.. In addition to offering a variety of services without hidden fees, Inter also provides... pre-approved credit For those who meet the institution's criteria, and best of all: everything can be requested easily, via mobile phone.

What is the Inter Card?

THE Inter Card It's the credit card of Banco Inter, one of the most established fintech companies in the country. It stands out for no annual fee, allow domestic and international purchases and offer cashback benefits, This makes it an excellent option for both everyday use and for those seeking greater financial control.

Inter works with different types of cards, from Inter Gold, For those who are just starting out with credit, up to Inter Black, aimed at customers with higher incomes and frequent transactions.

Regardless of the category, all cards have something in common: practicality and transparency.

How does pre-approved credit work?

One of the biggest advantages of the Inter Card is the possibility of pre-approved credit. This means that, based on your financial history, bank transactions, and risk analysis, the bank may release a... initial limit without the need for immediate proof of income.

The loan amount is calculated automatically by the bank's system, taking into account factors such as:

• Payment history;
• Use of other Inter products (such as a digital account or investments);
• Credit score;
• Financial stability observed over time.

In other words, even if you have a simple history or are just starting your financial life, there's a good chance of... receive an affordable credit offer.

Advantages of the Inter Card

Inter is known for having one of the most advantageous offers in the digital market. Check out the main differentiators:

1# No annual fee

You pay absolutely nothing to maintain your card. Inter eliminates hidden fees, which already guarantees a... direct economy in my pocket.

2# Cashback on all purchases

One of the biggest attractions is the automatic cashback, In other words, part of the money you spend comes back to you. The percentage may vary depending on the type of card and the promotions active in the app.

In addition, Inter offers Inter Shop, a platform within the app where you can shop at partner stores and receive boosted cashback, reaching up to 10% in some cases.

3# International Card

All Inter cards are international, allowing purchases made outside of Brazil and on foreign websites. Transactions are made in Brazilian reais, using the commercial dollar exchange rate. without exorbitant conversion fees.

4# Complete and intuitive application

Inter's app is one of the most praised among digital banks. In it, you can... Track invoices, limits, and expenses by category., adjust the temporary limit and up to Lock and unlock the card with one touch..

5# Dynamic limit and possibility of increase

With continued use and timely payments, Inter usually... periodically reassess your credit card limit, offering automatic increases based on your financial behavior.

In addition, the bank also allows the customer Use investments as collateral., Transforming the invested balance into a credit limit is an excellent alternative for those seeking a larger amount without proof of income.

Inter Card Types

Banco Inter offers three main card categories, each with specific benefits:

• Inter Gold: Ideal for those just starting out with credit. Offers cashback and basic Mastercard benefits.
• Inter Platinum: Aimed at those with higher transaction volumes who are looking for extra benefits, such as insurance and purchase protection.
• Inter Black: Premium version, with access to VIP airport lounges, higher cashback, and exclusive travel benefits.

Basic requirements to apply

Inter is known for its simplified analysis, However, some basic criteria need to be met:

• To have 18 years of age or older;
• To possess Active CPF (Brazilian taxpayer ID) with no serious restrictions.;
• To have digital account at Banco Inter (which can be opened for free through the app);
• Going through automated credit analysis from the bank.

Even those who are with the median score You may be able to get approval, since Inter evaluates several factors, not just your credit score.

How is the limit defined?

The card limit is calculated according to... each client's financial profile. Inter analyzes the account's transaction history, declared income, relationship with the bank, and credit score.

Those who are already customers and use services such investments, insurance or real estate financing It is usually easier to obtain one. highest initial limit.

In addition, Inter offers the feature “"invested limit"”, This feature allows customers to deposit an amount of money and use it as collateral to increase their credit card limit. This function is excellent for those seeking... Build credit securely..

Benefits of the Mastercard brand

All Inter cards are issued with the Inter logo. MasterCard, which guarantees a number of benefits, such as:

• Purchase and price protection;
• Extended warranty in products;
• Travel insurance;
• Access to the Mastercard Surpreenda program, which offers exclusive promotions and discounts at partner stores.

These advantages make the card even more complete, especially for those who make many purchases online or via app.

See also: Nubank Credit Card available with pre-approved limit.

Published on November 4, 2025