Skip to content

Who is entitled to BPC: see the step-by-step guide to obtaining it.

    See how to receive your benefit!

    THE Continuous Benefit Payment (BPC) It is a monthly benefit granted by the federal government to those who need it most: elderly people and people with disabilities in situations of social vulnerability. And the best part is that, unlike retirement benefits, It is not necessary to have contributed to the INSS (Brazilian Social Security Institute). to receive.

    What is BPC?

    BPC is part of Organic Law of Social Assistance (LOAS) and guarantees one minimum wage per month for people who meet the age, disability, and family income criteria.

    He is paid by INSS, but it is part of the social assistance policy, administered by Ministry of Development and Social Assistance (MDS).

    Unlike social security benefits, the BPC does not entitle you to the 13th-month salary. and It cannot be inherited. by dependents after the beneficiary's death.

    Who is entitled to BPC?

    There are two main groups that are eligible to receive the BPC:

    • Seniors aged 65 or older, regardless of gender.
    • People with disabilities, of any age, who prove physical, mental, intellectual or sensory impairments long-term (at least two years) conditions that hinder work or independent living.

    But beyond that, there is a financial requirement: the Family income per person must be less than 1/4 of the current minimum wage..

    In other words, if the minimum wage is R$ 1,412, the per capita income of the family needs to be less than R$ 353.

    Who is considered part of the family for income calculation purposes?

    To calculate family income, the government considers those who live in the same house and share expenses. These are:

    • Spouse or partner
    • Parents or, in their absence, stepmother or stepfather
    • Single siblings
    • Unmarried children and stepchildren
    • Minors under guardianship

    All of these need to be properly registered in Single Registry (CadÚnico).

    Documents needed to apply for BPC

    Before applying for benefits, it's important to gather the correct documents. Here's what you'll need:

    • Identification document with photo (ID card, driver's license or similar)
    • CPF of the beneficiary and family members
    • Updated proof of address
    • Social Identification Number (NIS)
    • Medical reports and examinations, in the case of people with disabilities
    • Proof of income of everyone who lives in the house

    These documents will be analyzed by INSS during the application process.

    Steps to apply for BPC

    The BPC application can be made without needing to leave home, Directly from your mobile phone or computer. See the step-by-step instructions:

    1# Register or update your CadÚnico (Single Registry for Social Programs).

    The first step is to be registered in the Single Registry. Without it, the request will be automatically denied.

    If you are not yet registered, go to the CRAS (Social Assistance Reference Center) Go to the nearest location and bring the documents of all the residents of the house.

    Those who already have one should check if the information is up to date (updating is mandatory every 2 years).

    2# Place your order on the website or app “Meu INSS”

    With your CadÚnico registration up to date, access the website. https://meu.inss.gov.br or download the app My INSS.

    Then, follow this path:

    • Log in with your account. Gov.br
    • Click on “"New Order"”
    • Type “BPC” in the search bar.
    • Choose the type of benefit: BPC Elderly or BPC Person with Disability
    • Follow the on-screen instructions and submit the scanned documents.

    3# Request evaluation

    After submitting the request, the INSS (Brazilian National Social Security Institute) conducts an initial analysis.
    In the case of people with disabilities, an appointment is scheduled. medical and social assessment, conducted by INSS experts and social workers.

    These steps serve to confirm the health condition and the degree of social vulnerability.

    4# Follow the progress of the process.

    You can track the order status on My INSS app.
    The main statuses are:

    • Under review: The request is being evaluated.
    • In requirement: INSS requested new documents.
    • Approved: The benefit was approved.
    • Denied: The request was denied (in this case, it is possible to appeal).

    The average processing time is up to 90 days, ...which may vary depending on the complexity of the case.

    5# Receive the benefit

    If the request is approved, payment will begin automatically.
    The value is of a minimum wage and is deposited into an account in the beneficiary's name.

    For those who don't already have a bank account, the system automatically creates one. digital account at Caixa Tem, which can be accessed via mobile phone.

    How to keep the benefit active

    After receiving the BPC (Brazilian Social Security Benefit), it is essential Keep your Single Registry (CadÚnico) always up to date..
    Any change of address, income, or family composition must be reported to the CRAS (Social Assistance Reference Center).

    The INSS (Brazilian National Social Security Institute) also conducts periodic reviews. If the beneficiary fails to respond to summons or leaves their registration outdated, payment may be suspended.

    Difference between BPC and retirement

    Although both benefits are paid by the INSS (Brazilian National Social Security Institute), there are important differences:

    • Retirement: It requires contributions and entitles the employee to a 13th-month salary.
    • BPC: It is charitable, requires no contribution and does not generate a survivor's pension.

    In other words, the BPC is aimed at those who have never been able to contribute to the INSS (Brazilian Social Security Institute), but need support to survive with dignity.

    See also: Bolsa Família: you may be entitled to the extra amount available.

    Published on November 3, 2025