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Did you know you can earn extra money just by signing up for certain apps? Well, several companies offer cash rewards, cashback, or referral bonuses just for creating an account or inviting friends. Sure, it's nothing that will make you rich, but it's a practical way to put some extra cash in your pocket, and best of all: it's completely online, without having to leave your home. Below, I've separated... 11 apps that pay for registration and that are really worth the time invested.
1. PicPay
PicPay is one of the best-known digital wallets in Brazil and often offers rewards for both sign-ups and referrals. The bonus usually comes in the form of cashback, sometimes reaching R$10 or R$10 for new users who make a minimal transaction, such as paying a bill or sending money to another user. The advantage is its convenience: in addition to earning the bonus, you can use the app to pay bills, transfer money via Pix, and even pay in installments.
2. Melius
Méliuz started as a cashback app, but today it goes much further. It also offers rewards for those who create an account and activate the free credit card. Besides the initial bonus, the biggest differentiator is the cash-back system for online and in-store purchases at hundreds of partner stores. For those who already have a habit of shopping online, Méliuz is one of the best options for effortlessly earning some cash.
3. RecargaPay
RecargaPay is another payment app that rewards new users. Typically, you earn promotional credits that can be used to pay bills, top up your phone, or use your transportation card. The app also often runs referral campaigns that earn bonuses for each friend who signs up through your link and performs a minimal transaction. It's simple, fast, and hassle-free.
4. Banco Inter
Banco Inter is a pioneer among digital banks in Brazil. They periodically launch promotions that pay for registration or referrals, with amounts that vary depending on the current campaign. Furthermore, Inter offers cashback on purchases through its marketplace, Inter Shop, which can generate even more indirect earnings. It's a good choice for those looking to combine banking convenience with savings opportunities.
5. Iti Itaú
Iti, Itaú's payment app, has been winning over users thanks to its simplicity. It frequently runs promotions where new sign-ups receive bonuses after making their first Pix transfer or paying a bill. Another attraction is the "Refer and Earn" program, which rewards both new users and those who referred them. Everything goes directly into the Iti account, and the money can be used immediately.
6. Next
Another digital bank with strong campaigns is Next, part of the Bradesco group. It also offers welcome bonuses and referral programs, usually requiring only account opening and a minimum amount of transactions. In addition to financial benefits, Next stands out for its app features, which include savings goals, cashback, and a credit card with no annual fee.
7. Bitz
Bitz, also from Bradesco, is a digital wallet that has distributed several sign-up bonuses over the past few years. In several campaigns, all you had to do was sign up, validate your account, and make your first transaction to earn cash. The bonus balance could be used for in-app payments, Pix transfers, or purchases with the virtual card. It's a great option for those who like simple and straightforward apps.
8. PAN Bank
Banco PAN often runs promotional campaigns where new users earn a bonus for opening an account and completing simple tasks, such as making an initial deposit or paying a bill. PAN also runs referral campaigns, where bonuses can reach very attractive amounts. It's an interesting alternative for those looking to combine banking convenience with small rewards.
9. RappiBank
RappiBank, linked to the Rappi delivery app, is another option for those looking for quick rewards. In some campaigns, the app offers sign-up bonuses to new users who open an account and perform certain actions, such as using the Rappi card. The unique feature lies in its integration with the main app, which allows you to accumulate points and receive rewards on deliveries, cashback, and exclusive promotions.
10. Kwai
It's hard to talk about apps that pay without mentioning Kwai. The short video platform is one of the best known for rewarding users for registering, watching videos, and referring friends. Although rewards vary over time, the system of daily missions and invite bonuses can earn you a considerable amount of money. It's ideal for those who enjoy watching and sharing videos in their free time.
11. ClipClaps
ClipClaps is an international app that also rewards users for signing up and interacting with video content. The sign-up bonus is usually given after the first login with an invitation code. After that, users can continue to accumulate rewards by watching videos and playing minigames within the app. Although the rewards are small, you can accumulate a good amount over time.
See also: WhatsApp is testing a text translator for conversations in the Android app.
Published on October 27, 2025
Graduated in Portuguese/English Literature from the State University of Ponta Grossa (UEPG), with postgraduate degrees in Art in Education (FAPI) and School Psychopedagogy (FAPI), creator and owner of the website. Successful Writer, has experience writing for blogs in general and works as a writer and editor of the content for 11 APP.